3. It Costs Less Upfront Money to file a Chapter 13 Case

Sometimes, one of the most difficult challenges facing a person who wants to file Bankruptcy is coming up with the money to get their case filed. Although the overall fees are higher in Chapter 13, the upfront costs required to get a Chapter 13 Bankruptcy Case filed are less than Chapter 7 Bankruptcy. Moreover, we can show you creative ways to finance the initial Chapter 13 Bankruptcy payment which will allow you to get your case filed while retaining enough money to live.