5. You can Cure the Default on your Mortgage over a period of 3 to 5 years

Chapter 13 Bankruptcy allows you to cure the past due Mortgage Payments by making small monthly payments over a period of three to five years WITHOUT further Penalty or Interest. For example, if you are $10,000.00 behind on your Mortgage, you would be required to pay $167.00 per month on the arrearage in a 60 month Plan.

Types of Bankruptcy

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy

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