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Just because you file a Chapter 13 Bankruptcy case does not mean you have to stay in it for the entire 3 to 5 year period. At any time, you can voluntarily dismiss your Case. Moreover, you also have the right to convert your case to Chapter 7 Bankruptcy provided you qualify to file a Chapter 7 Bankruptcy case. The right to dismiss is helpful to many people who are experiencing only short-term financial problems. The right to convert is valuable to people who expect to incur substantial expenses, such as medical bills, in the future. The next Paragraph will help you understand this benefit in more detail.
The Law Office of Gregory M. Wetherall is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.
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