The Cincinnati Bankruptcy Blog

A Chapter 13 Payment Plan Example

Everyone who is thinking about filing a Chapter 13 Bankruptcy Case always wants to know how much their Chapter 13 Plan payment will be.  Often times, if their financial situation is extremely complex, that is virtually impossible to do until their B… Read More
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Categories: Other

How Much Cash Can You Keep In Chapter 13?

A frequent question asked by Clients filing Chapter 13 Bankruptcy Clients is how much cash they can keep.  Chapter 13 Bankruptcy is different from Chapter 7 Bankruptcy insofar as the Chapter 13 Trustee doesn’t take your property. Instead, in a… Read More
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Why Is My Chapter 13 Plan Lasting Longer Than Expected?

The Chapter 13 Plan provides the manner in which each of your creditors will be treated and how much they will be paid. When your Chapter 13 case is first filed, your Bankruptcy Attorney drafts a Chapter 13 Plan which estimates the amount of debts yo… Read More
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What Documents Do I Need to File Bankruptcy?

When you file a Bankruptcy Petition, the case is referred to the United States Trustee Program, which is part of the United States Justice Department, and a Trustee is assigned to your case. Cases filed in Cincinnati are part of Region 9 of the Unite… Read More
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Categories: Bankruptcy Process

Wage Garnishment and Bankruptcy

Wage Garnishment in Ohio Wage Garnishments are often the final straw which forces an individual to seek Bankruptcy Protection.  When you are already struggling with financial problems, having a large portion of your wages taken by a creditor just ma… Read More
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Categories: Bankruptcy Process

Dealing With Medical Bills Through Bankruptcy

Medical Bills can be a source of terrible financial stress. Millions of Americans have struggled with the costs of medical treatment. In fact, one study shows that 6 in 10 Americans have suffered financial hardships because of the cost of medical tre… Read More
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Does Bankruptcy Ruin My Credit?

One of the most common issues, holding people back from filing Bankruptcy, is the misconception that Bankruptcy ruins  your credit forever. Nothing could be further from the truth. In fact, for most people with high amounts of debt and derogatory ma… Read More
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Categories: Other

Bankruptcy Myths

BANKRUPTCY MYTHS Many people suffering under financial stress are hesitant to file a Bankruptcy Petition. They are afraid they will lose property that is important to them, that it will ruin their life or they don’t understand the full benefits… Read More
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Categories: Other

Get Your Drivers License Back Through Bankruptcy

Many people have their Drivers License Suspended when they are at fault in a motor vehicle accident and don’t have insurance to cover the damage to the other driver’s car and their medical expenses.  As long as you weren’t found to… Read More
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Categories: Other

Discharging Income Taxes in Bankruptcy

Bankruptcy is a very effective means of dealing with Income Tax debts. Although the Dischargeability of actual Income Taxes is the same in Chapter 7 and Chapter 13, there are still some distinct advantages offered by Chapter 13 when confronted with N… Read More
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Categories: Other

Types of Bankruptcy

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